EXPERT CREDIT RISK
PURPOSE OF THE ROLE
Senior Analyst in Credit Governance and Monitoring is responsible for developing and implementing credit policies and operational procedures. This role requires collaborating with cross-functional teams to ensure compliance and enhance governance practices. Additionally, the Senior Analyst will create monitoring report to provide clear insights into the performance of the credit portfolio, thereby supporting strategic decision-making within the Credit Risk Department.
KEY ACCOUNTABILITIES
- Develop, document, and update Credit Charters, Policies and Procedures to align with industry standards, regulatory requirements, and the Bank’s practices.
- Collaborate with colleagues across various departments to gather input and insights on existing processes and governance frameworks.
- Ensure that all policies and procedures are communicated effectively to relevant stakeholders and prepare the necessary training as needed.
- Identify opportunities for reports improvements and innovation within the Credit Department to enhance the efficiency and effectiveness of the monitoring process.
- Create new monitoring report upon requested.
- Assist in the Quality Assurance exercise by reviewing the quality of the credit packages and risk opinions.
- Assist in closing JST and Internal Audit recommendations
- Ad-hoc tasks
SKILLS AND EXPERIENCE
- High level of accuracy and thoroughness in developing policies, procedures, and reports to ensure compliance and effectiveness.
- Strong ability to work collaboratively with cross-functional teams and build relationships to facilitate policy development and process improvement.
- Strong ability to analyse complex credit data and trends, interpret results, and derive actionable insights.
- Excellent written and verbal communication skills to effectively convey complex information and engage with stakeholders at all levels.
- Experience is Credit Review and Assessment
- Ability to identify issues and propose practical solutions, particularly in the context of credit governance and regulatory compliance.
- Proficiency in data analysis tools and software (including Excel & Tableau) to create dashboards and reports for monitoring credit performance.
- Understanding of credit regulations and compliance requirements relevant to the banking industry.
- A minimum of 10 years of experience in credit analysis, risk management, or a related field within a banking or financial services environment.
QUALIFICATIONS Domain of expertise
Credit Risk
Education (orientation)
Economics or Business Administration
Education (required level)
University
Languages
French & English
Certifications
Master’s degree or relevant certification
Experience (type + number of years)
More than 10 years in Credit Risk Management
If you are interested in this opportunity, please contact us at or by phone at .