The Operations Director is responsible for mitigating business risks that can impact the profitability and reputation of Mobilize Financial Services (RCI). They deal with enterprise risk management issues and reducing risks that can shut down operations. The role involves working with department managers to adjust policies and procedures for risk reduction purposes.
The Operations Director is a board member of RCI Financial Services BV and is responsible for the onboarding process of new clients, including the KYC process, responsible lending, and AML/CFT assessments. Extensive knowledge of banking activities and regulations is required for this position.
The Operations Director is accountable for the risk management operations of the company, integrating risk concepts into strategic planning and conducting risk identification and mitigation activities.
Key Responsibilities:
1. Create an integrated credit risk framework for all lending and credit activities aligning with the company's objectives
2. Assess credit risk past, present, and future, gathering necessary information
3. Quantify credit risk limits for individuals, groups, and enterprises
4. Develop plans to mitigate credit risks, monitor progress, and report to management and stakeholders
5. Accountable for client relations, onboarding clients within defined performance indicators
6. Create and disseminate credit risk measurements and reports, communicate with key stakeholders
7. Develop and implement crisis management plans to manage potential crises or emergencies
Client Relations:
Maintain healthy relationships with clients, OEMs, and the dealer network to ensure credit risk stays within defined boundaries.
Regulatory Compliance:
Ensure RCI remains compliant with regulations by monitoring changes, interpreting their impact on lending activities, and coordinating necessary changes.
Develop and maintain credit risk reports providing a summary of identified risks, mitigation strategies, and recommendations for improvement.
Engaging with External Parties:
Might engage with regulators, insurers, car manufacturers, or industry experts to ensure compliance, mitigate risks, and gain insights.
Key Qualifications:
* Experienced leader capable of inspiring employees and collaborating with stakeholders
* Knowledge of Dutch regulations, WFT, and WWFT
* Financial acumen, master's degree in business administration, 10+ years of experience
* Strong communication skills in Dutch and English, MS Office proficiency, meticulous and proactive mindset
Job Offer:
* Attractive salary package, performance bonus
* 25 holidays, 6.5 ADV days, 13th month
* Hybrid working environment, company car, laptop, and mobile phone
Mobilize Financial Services, a subsidiary of RCI Banque S.A., is a leading leasing and finance company in Europe. In the Netherlands, Mobilize is the principal banker for Renault, Dacia, Alpine, Nissan, and Mitsubishi, offering a range of services. Join our dynamic team!
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